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Health insurance plans protect the covered against medical expenditures resulting from diseases, accidents, and other causes. An insurance policy is similar to a contract between two parties, the insurer and the insured, in which the insurer agrees to pay the costs incurred by the insured for medical treatment during a specific time period based on the policy's terms and conditions and the sum insured and premium paid by the policyholder.
There are numerous best health insurance plans in India offering a variety of features and benefits. Most health insurance plans offer protection against hospitalization charges, medicines costs, consultation fee, ambulance charges, ICU charges, surgeries etc.
Health insurance plans also offer cashless treatment in the hospitals that the insurance companies have tie-ups with. In this case, the insured is not required to make the payments to the hospital for hospitalization as the insurer directly makes the payment in the hospital account. However, if the insured gets the treatment done in any other hospital which doesn't come under the network hospital list, then he/she can make the payments of the bills and later reimburse the same from the insurer.
Read Paybima blogs, it will help you to exploroing the best health insurance plans of the best insurance companies. Examine their benefit features and claim settlement ratio, then compare and buy one of the health insurance policies online.
