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Scoop.it!
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"The M-Pesa mobile money transfer system, hugely popular in East Africa, is being scrapped in South Africa, which for many pundits comes as a surprise, writes the BBC's Lerato Mbele ..." 
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"Digital credit products are only going to become a more important element of financial services in emerging markets where expansion of mobile money platforms has created potential borrower segments of millions of consumers that are only an SMS away ..."
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"For White, the adoption of M-Pesa has brought significant positive changes for the women in these communities ..."
Leona Ungerer's insight:
If used appropriately, technology can enhance consumers' quality of life.
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"Observing and reacting to consumers is crucial in building trust in low-income countries, and data can help that process, according to the man behind the innovative M-Pesa mobile payments service ..."
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"Kiva, a US-based company that issues small zero-interest loans, has stopped lending through its service that uses M-Pesa to distribute the funds ..."
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"A Kenyan cash transfer network which bypasses banks is being adopted in Europe ..."
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