Ethical Leadership and Governance

When consumers demand to see a positive impact from sustainable investments in their pensions by threatening to move $40 Trillion of assets, the investment industry will listen. In the very near future, the only investments that most people will make will be sustainable ones.

In a few years, banks that fill their loan books with so-called positive-incentive deals could be better placed to not only attract clients, like sustainability conscious millennials, but also lower funding costs.

Payments disruptors such as Stripe and Braintree, digital banks such as N26 and Fidor, and digital lenders such as Klarna are leading the way when it comes to penetrating public consciousness.

Fintech has attracted off-the-charts hype in the development community. But lost in all the excitement is a cool-headed assessment of what these shiny new things are really delivering for poor people.